8.4 What else does Business Insurance Cover?

Equipment for businesses, legal defense, and other things are covered by business insurance. Here are a few more additions that, specifically for your company, can be a lifesaver:

  • Coverage for business vehicles (including motorcycles, trailers and golf carts)
  • Money cover (including coverage for accounts receivable plus cash, cheques and money stored in a safe)
  • Legal cover (including all risk cover; public liability cover against damage, death or injury to a third party or their belongings; employee liability cover and fidelity guarantee cover for fraud protection)
  • Building coverage (for the physical structure of your business’s operating space)
  • Group personal accident cover (for coverage in the event of death, disablement and medical cost claims)
  • Goods in transit cover (including specific cover for courier and delivery businesses)
  • Electronic goods cover (including tangible electronic equipment and intangible software or files)
  • Item risk cover (coverage for items you regularly remove from your main business premises)